Hello to the round …! I would like to throw a question into the round … maybe someone has experienced something similar or has an idea on the topic. Let’s imagine the following: the tenant of a car sharing vehicle builds an accident because of clearly excessive speed. No external damage, but the car sharing vehicle is an economic total damage. The conditions of the car sharing state deductible 1500 €. We are talking here about a comprehensive case. The insurer will Carsharing operators will actually compensate for the damage, that is, the tenant will have to deal less with the car sharing, but rather with the insurer, who will make claims in full amount of damage.What claims will the tenant face? Is it really the case that the insurer will forward the full amount of damage to the tenant? Can the car sharing operator charge the 1500 if he receives the full amount of damage paid by the insurer? that means the full amount of damage for the tenant (through a complete register of the insurer) PLUS the 1500 of the car sharing operator? In case of a total loss I can still understand a excess. In case of a total damage however not, because it is regulated in full by the insurer. Who knows about the topic and likes to answer?