Hello, the accident situation has been clarified. Opponent debt, I get money but how much please ? According to independent expert report replacement value of the kfz 5250€. Repair without VAT 3994€ (with VAT 4753€) Insurance has found a buyer ( Without asking you ! ) for 2760€. I want to take the money but the insurance, will pay me only 2490€. ( replacement value 5250€ – buyer bid 2760€ = 2490€ ) I have no way to get the money for the repair 3994€ to get without repair? I’m not satisfied with that! MFG Adrian