New car (FL) or used car (Pre-FL) – Is it worth it?

Hello, I’m very hard to decide right now… after the total damage of my Leon FR (BJ 2013, 184PS TDI) I need a new one now. Used Leon ST FR PreFL from 2016 with 13000 KM for 21000€ or Leon ST FL new over AH24 for 24000… equipment would be identical (if you can read this from the range of Autoscout24 or mobile.de properly) except for panoramic roof, Alcantara and rain sensor (would be used in the case of the used one), but with the FL larger Navi, (allegic h) better LED headlights and Kessey (keyless system), but fabric seats. Actual “reasonable” limit were 21000, 28000 (full equipment, offer from my dealer with 22.5%) is def too much (and for me the 7000 surcharge is also not worth the FL), but 3000 extra charge for above mentioned differences, absolute limit for me at 24000… puh. What do you think? Is the surcharge of 3000 worth the new with the above mentioned equipment differences?