I Googled quite a lot, but I get only results in terms of loss of use without reference to my question: We had an accident without fault, the report was issued promptly (three days after the accident, on the fifth day it went on, on the sixth day it was before the insurance). Since then another 29 days have passed. In this case we are not able to get in advance (both in retraining with children). The pure replacement period is 12-14 days. M a question is now, if the insurance leaves long time, is there not the right to more use loss?