2.4D with 131 hp…reliable ?

Hello experts, I have fallen in love with the S60. (My first Vovo !) Since the wallet only allows one used, I have before me an S60 diesel, built 03-04, with approx.120.000 km (+/- 20,000 km). At approx. 25,000 km a year it is supposed to be a diesel. Now I read about the D5 with 163 hp actually mainly positive regarding the reliability. What experiences can you tell about the reliability of the 131 hp machine ? Because have a “in the eye”…although di e 163 HP machine of course has more “steam”….