hello community! as already mentioned in the threadtitle, I ask myself why insurance policies about the classic nature of the insurance representative are still taken out today, if the conclusion about s.g. direct insurance goes to 90% cheaper and the handling even more uncomplicated of hands? so at least my experience. I was insured over a representative for years until I came to the conclusion that I paid up to 300€ too much. these are in ten years where I dor t insured was 3000€. so honest, the advice of my insurance representative was certainly not worth it to me. but I also made the offer with the direct insurance to draw immediately, but this was obviously not possible. the handling of the direct insurance went singing and soundless over the stage. insurance notice was faxed to the desired registration office, the vehicle I registered in 10 min and drove from the yard. advantage: no representative enters my e apartment, which I also have to wear coffee and cake to the a…., which makes me feel as important as one without other polizze is to always be fucked with the idea of this, because he wants to fatten his commission if then one would be able to bring something to get through, you get rid of it. on such a service I can really do without and fill me with the dv better. have meanwhile cancelled all polizzen of the vetreter, since much too expensive. also with the banking is no different for me. account management expenses of 150€ in the year are now also a thorn in the eye. for a long time I will also have to think about something. gruss chinerl