After an accident without fault, the insurance company can take almost 3 weeks with the damage regulation. My car is not traffic safe, so I can not drive it. I can not repair the car either, because I do not know if the insurance company wants to send its expert for the second report. I can not sell it, for the same reason. For me, this is an expropriation, because I can not have my property for almost 3 weeks. Who thinks I have because I want to pay myself the damage sum to buy a replacement car, I don’t get replaced for the estimated repair period of 3-4 days, or for the whole time (previously almost 3 weeks), usage loss or rental car. It’s an incredible, hard-to-bear situation, because I want to drive a car on holiday, but I can’t have it. And that’s even though I don’t blame myself for it. Even the cause of the accident, which I happened to have met while shopping, is appalled and ashamed that his insurance has made a fool of me. His car has been repaired for almost 14 days. Who in the world has earned more a loss of use or a rental car than I, who has not been able to use his car for almost 3 weeks??? How can there be such an expropriation in a state of law?