Difference rust converters and antirust agents ?

Was in the hardware store and had a few cans in the hand of Nigrin. Anti-rust agent make an iron-tannin layer and would protect the iron. But there was nothing about whether you have to rinse it off, or just apply it. Rust converter, there was on it that you should let it work and then rinse it with water.Question: Does the stuff really bring something (mainly on the underfloor) when you have rust in the beginning. Or you have to grind it away first. t that then, and then rust protection and rinses off that no longer ? Would be grateful for an “introduction” into this topic by a specialist. Or would like a link to a detailed description, gladly also with recommended means, which one takes.