Dear forum members, I would need your help because I don’t get anywhere at the moment or I don’t know if I’ve missed anything. To my situation: I own a Hyundai i30, because my first child is 2 years old and the next one comes in 2 months, we’re slowly getting close…. Now I’ve picked out several options, including the Skoda Octavia or the Seat Alhambra (as a maximum solution so to speak). The Alhambra is available with TSI 150 HP, DSG at like2drive for 369 Euro in Mon at including all costs (except fuel). My driving performance is 15tsd km/year. Now I wonder…is that worth it? If I were to buy it in the equipment (at least 27tsd Euro at mobile.de), I would have only about 450 Euro/year at financing costs over 5 years and no insurance, let alone maintenance. Sure, the car would belong to me and I could resell it-but a car is a high-risk facility-if something happens in the 5 years, the value drops After one year I had an accident, which was just over the total damage and after 2 years a hailfall…). If what happens to the leased vehicle, should not be more than the SB (which is quite high with 750 Euro) come to me, right? That would increase the monthly price of the Alhambra to a maximum of 433 Euro (369 Euro + 750/12 Euro). Even a used Alhambra with 60tsd km costs 20tsd Euro, which is about 330 Euro Fina. and there are no follow-up costs in it. Overall, it all seems rather attractive to me. But as I said…do I see what? Is there a catch? Maybe someone can understand my thoughts and give me a tip.