Hello together, have an idea in mind and just wanted to ask here in the financing forum what you think of my project. First of all, I would like to point out clearly that this is only about financing and not about the fact that the apprentices are not gentlemen’s years, that one was not allowed to allow such a thing ten years ago, etc. – It’s all about the financial situation. Let’s start with: I love a vehicle right now. This vehicle costs ~28,500€ and is half a year old. My current situation looks like this: I live with my parents and I don’t plan to move out of the house (even during the planned duration of the financing). I don’t currently have a job, have a saving, which is enough for the deposit. The deposit would be 7,000€, whereby you can set this higher if you want to. 300€ would then be due for 36 months each month. h to 12.00€ for the 37th installment. I only start in August with a job (training) in the public service and will earn in the first year 1.150€, in the second 1.250€ and in the third 1.350€. I actually thought that other people who do an education have their own apartment and therefore also have electricity, internet and co. as fixed costs, with which they can manage. With me it would then be a car instead of an apartment, which would cost me something monthly. I would register as a second car of my father and would be a bit cheaper around the laps as I have not owned a vehicle of my own so far and would therefore be expensive. Because the vehicle is only half a year old, the vehicle is only 3.5 years old after three years and relatively fresh from the age. 24 months vehicle warranty, 12 months mobility guarantee + maintenance freedom for 6 months are included. My goal would be to provide training due to To shorten from good performance to 22.5 years and then earn a normal salary. I wanted to get an adult opinion. I am very car affine and love cars and driving. Actually it would be like a “dream”. Is my approach acceptable or do I think maybe much too naive? Thanks already for the following answers