My car has suffered a total damage according to the opposing insurance. Mine says something completely different. A counter-assessment was made. My expert opinion: Value of the car: 3300, Damage 2100 incl. VAT. According to the counter-assessment: Restitution value: 2000 and residual value: 230 and repair costs 2700 incl. VAT Where did the extreme difference come from? How exactly does the equivalent insurance want to proceed? The residual value is ridiculous, I have seen damaged cars in I-net for 140€. If I have to sell the car for 230€? Or does it matter, do I have to show it what? A question remains, does the insurance have saved money with it or is that hardly a difference for the insurance? In addition, there is 16 days of use compensation. the insurance then pays more than before, since VAT is deducted?! Or did I not understand anything?!