Hello, it is well known that you can insure almost everything nowadays, however, many of these insurances are in fact superfluous or covered by something already existing and are of course rubbed one of the companies as extremely useful under the nose. As far as the car is concerned, the only insurance is my car insurance including protection letter, otherwise I have nothing else. In recent times, however, I am often recommended in the acquaintance circle, a traffic protection insurance It is argued by the fact that there were already externally indebted accidents in which they needed a lawyer to obtain compensation claims for ejection dreams etc. or, for example, one gets into a dispute with the competent municipality, because one disagrees with a speed measurement. In your opinion, it is really useful to take out a traffic protection insurance in order not to get into the Bredouille o you can save yourself that, because it is already covered in the protection letter or the car insurance ? I am at the Huk-Coburg, if that matters. Thank you!