In the meantime I got my first car. Is a Opel Astra GTC (2012), cost me a little over 10,000 and has run 50t KM. Although no Ferrari is for me but already something halfway high-quality/teures, because it has used up my savings (not everything) and I am still a trainee. Live however still with the parents (because no rent, otherwise I could not have afforded the car). Now of course a car insurance and I ask myself the question which it should be. Vol lkasko or Teilkasko? And where exactly should the excess be located? I have checked through these check24 things, because the majority of the users seem to do so with the car. Excess is 300€ (UK) and 150€ (TK). Now it’s just that the average that is used is probably firmly employed. An apprentice would/could not possibly afford such a car without the next 3-4 years from the owner. and to live in the mouth. And the life probably also not with Mama & Papa and are probably rather busy already. Therefore they probably also have a little more money available. How should I now proceed now best? What should I choose in your opinion? Did as said times shot through at Check24 and then I pay half-yearly at the respective cheapest/best offer 670€ (VK) and 450€ (TK). So I would tend to be more comprehensive then, but I don’t know what there is and what exactly I enjoy for extra compared to Teilkasko. Counted by the year, this is already a few hundred euros then, of course, that should be worthwhile. How do you see that?