Hello dear Motor-Talk municipality , I have the following problem: I have changed to an online insurance since 29.09.11 with my new car (change of vehicle), whose name I do not want to mention for the time being. Since I am only 19 years old, these online insurances came to me very much due to the favorable price. Before my conclusion I informed myself of course in detail about it. Nevertheless I missed something: And I wanted the percentages (SF) of my mother (since 2007 style It was SF1. On-line I signed the contract without further thinking and informing (unfortunately). When I arrived at the beginning of November the “application for the takeover of the damage-free years” was very surprised: As far as I had informed myself, I thought that the takeover of the SF on me (child) simply went -> wrong The requirements of these insurances were that the SF would not be shut down for more than 6 months ften. Now I have the question, if I can cancel this insurance already at the current date, because they will probably classify me in SF 0 (!!!)? Or do I have to keep the insurance until the end of this year and can only start a different contract on 01.01.2012?? (If of course I quit now in November) It is unfortunately a lot of text, but I hope you can help me anyway. Thank you already in advance Greetings