Hello everyone, I came across this forum via Google and have the hope that I will find help here. The following situation: I had a self-indebted (no intentional or gross negligence) car accident with my Audi A4. Now the question of insurance arises. An expert of the insurance was already there and looked at the car. He called me today and told me the following: Repair costs approx. 3.700 € Repurchase value: approx. 3.400 € => wirtsch A residual value of the vehicle is not (yet) known to me, since everything was only done by telephone. Now I get probably only the difference amount replacement value minus residual value. Right so far? So with a fictitious residual value of 2,000 € I get “only” 1.400 €. My problem: I want to drive my dear car absolutely further, because the damages are also only purely optical. I have searched the Internet and read that the insurance at 6-months This means that after 6 months at the latest I would have to be transferred another 2,000 €. Is this true or did I confuse several things??? As an insurance layman it is quite difficult to keep track of the situation. So simply asked: If I want to continue driving my car unrepaired (because it is not necessary for road safety) (at least 6 months), I go like before to get the greatest possible amount of insurance? Many thanks for the answers.