A hello in the round, had a parking accident. Have already described here : How to proceed with proposal insurance division costs? (blanked in the conversation) To the state of things. I went from my innocence. Envoyed an SV of the opponent.. Also.. Also confirmed to me that I stood during the collision. But that would be only his opinion, one should have made accident points at the accident place etc. I read on the net something of a quota priority. Have not yet got a Total damage. According to the workshop about 3000€. But realistically assume a liability ratio 50/50. Have a comprehensive with 300€ SB. vehicle 10 years old, loss of value ? There were no other costs (rental car, towing vehicle, etc.) So would only be the SB, the upgrade and the loss of value My question brings me the quota privilege advantages ? Does this only happen via a lawyer ? Do I have to point out the insurances that I want to settle according to QV ? Before all, it is too late I read that I have to use my Kasko first, then the HPf of the following verse. So can I give my vehicle to the Mazda workshop now, without judgment? Someone advised me to make a cession declaration with the workshop. They get the OK of the insurance companies and repair it only then. From whom do I get the damage sum ? ( If QV does not go and I do the SB myself In the case of an insurance company, it is not possible for the insurance company to provide the insurance company with an insurance company with an insurance company, but also to provide the insurance company with an insurance company with the insurance company’s own insurance company.