Hi had the following problem: Had my car registered with the insurance company on December 18, 2013. On December 21, 2013 I had an accident, whereby a Polish had cut me intentionally and I drove into you. Then I got police, which I thought was still to blame. The Polish meant first she did not have any damage (car 16 years old with a lot of rust 5 scratches on the bumper, much at the thing at all). Then in January I got the first letter from the insurance company that got a damage g They said then immediately I should express myself within 7 days otherwise desire that a penalty of 250€ because of not reporting. I then filled out the report and sent it back. 3 weeks later then came a letter without listing. The wills of me have 3750€, I would not have reported the damage intentionally and thereby pay Die not the damage. It was also threatened immediately after the court order for payment. My lawyer said they might have liked to have me sol l throw away the letters immediately. On the phone the insurance does not want to express itself?! -My question: can they possibly put this in the Schufa ? -My tip: the insurance is the very last !!! Greeting Andy