Hello Motor-Talk friends, I had had a traffic accident over half a year ago. The accident opponent had his liability insurance by chance with the same insurer as me. The older gentleman drove me into the rear bumper and that although I was standing for several seconds at a red light. So no classic drive-up accident. He apologized for his carelessness and admitted the violation before the police and was also easily taken by the Pole I authorized a lawyer to represent my interests in damage to property and pain money. All letters of the lawyer remained unanswered until today, so it is time for lawsuits, as the lawyer announced. However, he requires of me, alone for the filing of the lawsuit in respect of the pain money, a cost advance of almost 900€, as I have not been legally protected at this time. I have the gel determined as an accident causer. d not and will not have it in a year, since I am a low earner. Do I now have to give up my right because I have so to speak bad luck? I have the feeling that the lawyer wants it to come to court so that he earns more money. How do I come to my insinuation? He asserts the repair costs with the opposing insurance and not the much less restitution value, although the car is an economic total damage. I had been sick for 6 weeks and had injured my back, as well as my shoulder+the left knee and had a HWS distortion. The opposing insurance, which is also my liability insurer, as I mentioned above, continues to remove the insurance contributions from my account as if nothing had ever been. The Tüv has now expired and I am afraid that I will not be able to accept the insurance. can’t hand over the car to the new Tüv, as the damage has not been repaired yet.