Balloon financing provider sought

Hello together, I’m looking for a serious provider for balloon financing. I don’t think it makes sense for me to finance a new car within 4 years to 0. It makes sense to invest the financing in such a way that after 4 years the residual value of the car corresponds to the “balloon” at the end of the financing, or ? Who has experience with providers for balloon financing and can recommend me a favorable provider? Already “Thank you” in the Vo Out!