Hello, I would need a qualified advice. My wife parked our X5 in the company car park and “allegedly” damaged the opposite car on the bumper. She was only informed later by the so-called accident opponent by note on the car, with the request to report for damage control. What we did. Our bolid is equipped with PDC and thus the contact with the other car would have been signaled. Also, she had no contact with the car. The accident opponent now claims that the damage (about € 1500) on his bumper originates from our X5 and was caused by my wife. As proof he has pictures on which 2 vehicles are very close, possibly even touching, as well as pictures of his bumper damage. Something incriminating for my wife is that on the pictures it is to be recognized that our bumper is about 10 – 15 cm above the front parking marking hi The fact is, however, that there are no eyewitnesses. The opponent cannot prove that the damage did not already exist before, or he possibly did not cause it himself while parking out. After a detailed description we are surprised to receive the following letter from our insurance: Dear Sir .. we have examined the facts. On the basis of the evidence we have to regulate part of the damage of the opposite side. The accident signs contradict each other; neutral witnesses or other evidence are not available to us. It is therefore liable to everyone from the operating danger arising from his vehicle (§§ 7 para. 1 and 17 StVG) .. submit further evidence … after the expiry of this period we will regulate. How can it be that if no guilt can be proved our cover pays? The it nevertheless somewhat contradictory or? company parking garage, there always apply the StVG? Would I ever many recommend using a lawyer?