Hello the following problem: Have a 13-year-old convertible (seasonal license plate for 8 months). Has always been insured: Liability 30% (SF 25) Extensive 30% (SF 25) Due to age I would like to have only liability. A total damage or theft would be rather a disaster with this old car – instead of financial. Does the comprehensive SF somehow remain with me, even if I have only liability? Or can it make sense to keep it anyway to the to keep a lower damage-free discount? Could save about 240 euros per year by renouncing it. Greetings Toby