Hello dear ones, unfortunately it happened today. I drove and someone who wanted to turn left took the lead and probably thought “I can do it”. I then went full into the irons and banged into the side of the guy. The accident opponent had three others in the car and they claimed that I waved them in with light horn and hand signs. For the police I am now the stupid and it is attributed to me a partial debt since I was alone and no witnesses have e that it wasn’t like that. Now my whole front has to be renewed. So much for the story. What about the insurance? When I reported the damage to the alliance, I was told directly that I will rise. I have liability SF1 & comprehensive SF1. I wanted to know from the lady immediately what classification I then have to expect and what it costs me at the end of the month. This question is very important for me, since I decide whether to drive the car. currently I pay 102€ a month Do you know what I can expect? The staff simply can’t tell me. Thanks in advance for the answers. Thank you and thank you Chris