Hello, I have heard that as a “starter”, who I am no longer absolutely, you actually start with more than 200% of the insurances. at the huk24 I have now had an offer calculated with my data, and at the end 140% come out. can this be done? have had the license for 1 1/2 years, soon 21 years old and curved until this week with the box of my mother around. now next week is to come your own car and for that you need the insurance. Thanks for the answer Our offer for a road insurance The following information is based on this offer: Vehicle data Vehicle type: Car Manufacturer: AUDI Type (sale name): B5 (AUDI A4 1.8) Type no.: 592 Performance: 125 HP / 92 KW Place identification: xx Registration authority: County Motor vehicle liability insurance Insurance sum: Motor vehicle liability insurance with an insurance sum of 50 million € Property damage (but max. € 8 million per injured person). Tariff group: R Contract classification: SF 1/2 Contribution rate: 140 % Type class: 16 Regional class: R5 Annual contribution: €1,186.95 Vehicle insurance All inclusive: not included Partial cascade: without excess rate: R Type class: 20 Regional class: R3 Annual contribution: €221.08 Expansion of insurance coverage Foreign damage insurance: not included Motor vehicle accident insurance according to de m Flat-rate system: included – with 25,000 € death and 50,000 € disability Annual contribution: 28,35 € Driver accident protection: not included Total contribution: annually 1,436,38 € half-yearly 739,74 € quarterly 377,04 € DangerousDangerous circumstances Date of birth: I was born on xx.xx.1983. Gender: male Holder: The vehicle is registered to me. Registration on holder: 11.2004 First registration of the car: 03.1995 Annual driving performance: 10000 km Usage: The vehicle w Parking space: For this vehicle there is no own parking space. Driver: Only I drive the vehicle. Driver over 23 years: The youngest driver is 20 years old. The car is not driven by female persons under 23 years. Apartment and house ownership: There is no self-occupied apartment and house ownership (one or two-family house) available. Children under 16 years: In my household there are no children under 16 years.