Hello It’s not about a “insurance”, but I didn’t find any other category. Talking about the ADAC back or forth… There is the “wisdom”, if you have a breakdown, you can enter the automobile club at the place of breakdown and then “only” pays the annual club contribution and “spart” thus the costs for this “first”-pan. After the last year of the contract you can cancel again in due time. Is this still possible with the ADAC at all? And do the other automobile clubs (which?) also? It will certainly not work for everyone abroad!? mfG