Schufa entry???

Hello, I think I could have a little problem: My girlfriend once ordered something from amazon about my name, without telling me something, which is actually not so bad, but unfortunately my car insurance was also debited in the week, so the costs of amazon could not be debited any more. Do I already have a Schufa entry? Can I do this problem if I finance my car over VW? I work in the public service, get a regular and good it’s salary and I guess I have one of the safest jobs Do you think there can be problems?