Hello dear people! I’m quite a newcomer in the field of car financing, but in the near future (April/May 2010) I intend to finance a “new” car, more precisely a used Golf V R32. I don’t want to discuss the car in itself, I think it’s nice and the new R in the 6 is just not a 6-cylinder anymore… Well, my actual questions: I definitely only want to buy from the VW dealer or contractor, because A I have at my last VW, which I with a BMW dealer bought, bad experiences with warranty made, and B I consider this to be the safer method regarding damages etc. (explains me if this is a misconception). Well, since I want to buy from the VW dealer I also thought it useful to finance it via the VW bank. Is that the right way, is there “packs” quasi with discounted insurance or something like that? Or is it actually smarter to talk to the house bank or someone else? Should I speak for the VW dealer? Bank decide (but also applies to other car banks), how does that work? Let’s say that the purchase price is 23,000€, then I finance the purchase price or can you say 25,000€ to buy the missing winter tyres or something like that from the difference? With a normal bank that would be piepegal, because you specify the loan amount, or are car financings at the bank different? Suppose I look now on the Internet over the VW-GW-Börse and see, in the Batz i-Land is someone who agrees to me: can I go there, then say yo that’s it and then pick it up in Hanover from my dealer? Simplifies admission etc., let alone the question of money, otherwise I would have to drive twice to Batzi-Land. Any question would be whether there are certain guidelines that are decisive for financing. Rich salary certificates, or must one prove that one has a fixed employment relationship (I own, but I am interested in this )? S eehhhhr many questions, I’m sorry too, but I know that I’m sure some can help here. Thank you in advance! Greetings, Thibaut