hello together, since the beginning of juni 05 I have now my car, annual car golf v. am currently insured at huk, for this half year I am at 140%. from 2006 my freedom of harm discount is at 100%. what do I have to consider if I want to cancel the insurance if other good insurances are cheaper. how do I proceed exactly, step by step? will I be automatically hired in the other insurance at 100%? are there conditions? have no idea at present. which insurances n are good and cheap, respectively better and cheaper than the huk? thanks for your help in advance. ie