Hello dear community, in short the facts: I am 24 years old, finish my dual studies in October and get stuck in my company with a good 2 net salary in November. Since I will then be dependent on my own car, I would now like to choose my car in the next few months – the choice is a young used (10,000 to 30,000 km) BMW. I really only care about the comfort and the look of the car: automatic, multifunctional steering wheel, seat heating, xenon headlights and the “new” facelift (i.e. year of construction from 2015). According to my current research, I am able to get to a 116 – 118 BMW, which will cost about 16 – 20,000. I have not saved anything due to my income during my studies. My plan is not to pay more than 300 euros for the rate by financing 4 or 5 years and to settle the balance at the end. Either with savings, through a sale or a connection financing. I have concerns about my new employment contract because I can’t prove my last 3 months’ salaries. My salary as a dual student is currently 1400 gross, but what I think is too little for a loan iHv 16 – 20 T€. Does anyone have any other idea how to finance the 1er?