Looking for the needle in the haystack…

Hi together I just signed up and want to make your knowledge easier for you I have been in possession of the driving licence for class B for half a year now and now I am looking for a car that is as cheap as possible in maintenance, especially in the INSURANCE!!! (I’m sure that I’m not the first one…) I’ve already looked around a bit more closely and it’s partly crazy what the insurance companies want to pull out of a poor apprentice like me. 1000 € are there lock r every year inside, mostly even more. I am now looking for a car that meets the following criteria: – as cheap as possible in insurance, partial cascade must be! – should not exceed the 3500 € in purchase – environmental badge 4 (green), because I often have to go to Munich for work – at least a 4- seater (optimal would be a 5-door, of course, with 3 doors can also live) – otherwise it should also be cheap in maintenance (sprite, tax, as low as possible wear) – not too little PS, since I will drive a lot of motorways (to Munich), would say at least 75 hp In good German I am looking for the egg-legging woolen milk sow, which I will not find, but I try to get as close as possible. I have already looked at the following models:Mazda 323f/C BA 1.5 with 88 hp: Would be a good car, which has very long-lasting engines and otherwise would be in the middle field in maintenance (Sprit above all). Insurance is not quite sooo cheap)BMW 316i (E36) with 90 or 102 hp: Insurance is actually top, but also higher consumption and the typical rear drive of the novices should often overtax. Audi A2 1.4 with 75 hp: Definitely a super-saving car, unfortunately one for my budget at a high purchase price and a little more expensive insurance. Is not the typical car that young people want to drive, but I am reasonable, optics is secondary for the first time. Besides, I find the iwie kuffig ^^ At Opel, Ford and Peuge ot I definitely say NO, even with older VW models, as these are simply too vulnerable… I see it again and again in my circle of acquaintances. Otherwise I am open to everything! I am already very grateful for your tips!!! Greeting Flo