Hello MTler, I had cancelled my old car insurance and of course I was looking for another cheaper insurance. I was in 2008 in the SF 2, so from 01.01.09 I would be in the SF 3. As far as everything was good, but today I got a post-payment request of the new insurance with the change of the contribution rate and a classification in the SF 1 class. Furthermore it says “change of the contribution class according to pre-insurance”. ts in the SF 2 all year round. I’ve never had any damage to the vehicle or anything else with my car insurance. What do you say?