In October 2008, on the basis of an Internet calculation of chek24 with Allianz24, I signed a contract for a car liability insurance. “Sit back relaxed”, said the friendly representative at the end of the management, we canceled the current insurers. On 28.10.2008 an e-mail arrived at my office, please announce the pre-insurer lateesatens until 30.10.2008. However, I only opened this mail on 1.11.2008. So literally 10 before 12 still by fax at the direct line She didn’t want to accept the termination because late. I: Various lawyers in who-weis-was scrutinized: result, the termination must be accepted, the 30.11. was a Sunday. The alliance sent me a contract for a xx-xx139 and a xx-xx13, the latter does not exist with me. At the same time exactly on the cent 2 times the same amount was debited. I call there, declare the error. For minutes I was taught in the school master manner and without insight, I have concluded two contracts. So I canceled the full amount (other than the bank) and transferred the correct individual amount again, that was on 2.1.2009. On 10.1.2009 I get the right amount refunded, at the same time I find a message about not redeeming a direct debit with clear indications of consequences for me. Now they want to debit the “right” amount again. I don’t have a good feeling about it.