Hello together, I am about to buy a SMART 451 42 and look for a suitable insurance for this. I found the insurance for members of the SMART Club Deutschland e.V. in the forum. These had demanded for 2011 for the HP 185€ which is unbeatable, however the whole for this year has increased to 495€!!. The following circumstances: – as first car – 3 drivers from the household every over 10 years driving license without points – collective garage – NRW – private use – 15tkm annual – incl. partial cascade – SF3 70% My current insurance gives me a half-yearly amount of 280€. does someone have a tip for me or am I well served with 280€? THANK YOU