Hello, I have the following “problems”: Leasing or financing?! I know the question has already been asked a thousand times, but I think it’s a bit tricky at the moment. What’s my problem: I have today as a freelancer without an employee of VW 2. Offers, where after 3 years exactly the same amount stands, i.e. Leasing and financing (1.9 percent) cost me the same price. Of course, the rate of leasing is lower, but due to the VAT I come. At the end the same thing. Prerequisite: After 3 years the vehicle goes back. So far so good. Now my questions: 1. Getting out of the financing will be expensive, because the remaining amount will be about the same in the course of buying out – for leasing it is certainly similar. I don’t want to get out of it, but I would like to know about the „worst case” … We were with you? Out of the leasing contract and the cash register rang to the dealer? Or to hand over the vehicle via leasing exchanges? a really someone? 2. I would make special payment when leasing, because I have had a very good year so far and would use the tax which offers me leasing there. Do you see that similar? 3. My dealer thinks that after the leasing I could easily take over the vehicle, he is even happy if that would happen. Should I be suspicious? 4. There is a residual sum in the financing, which seems somewhat high to me in contrast to the then probably available vehicle value. buyer thinks: We (VW) want to keep the rates small. Speaks for leasing, because here I would pay the “market value” if I wanted the vehicle, so the seller. How are your experiences about it? I am looking forward to your opinion.