Good day, yesterday it also caught me, another car has disregarded the driveway and shot me into the car. Car has been towed and is now standing on a road and I think about how to proceed. My car has a value of approx. 5500 Euro and a friendly car mechanic has estimated the damage also at approx. 5000. That there is a bit of leeway, on the side of the expert is clear. How would you proceed now? I think that you can repair the car and dam As soon as the value of the damage exceeds the value of the car, I get the market value of the car – minus the residual value deducted. e.g. 5500 – 1000 = 4500. What is actually when the damage is estimated just below the market value of the car. Then let’s say we get 5000 minus VAT paid and can repair my car with the money. Does it make sense if I tell the expert to estimate the damage just below the market value if he can? My F rage, can the insurance after expert opinion, say that the residual value of the car is another and how would you proceed? Can I just take a traffic lawyer (the others had 100% guilt) and makes sense? How do I behave most cleverly, because the insurance companies also start tricking to pay me as little money as possible and I want to protect my interests. Thank you