The following has happened: I have newly registered and insured a vehicle on my name. The SF should be taken over by another person (parent) . This was promised to me by the broker . But now it has taken me from the application until the form for the SF transfer at all to be delivered to me alone 9 weeks. I filled this out immediately and sent it back, then it took another 12!!! weeks until I received from the r Insurance was delivered the policy with the final classification, but the SF transfer was rejected because the contract to be taken over was over for more than 12 months. This increases the annual contribution by more than 300€, I then made use of my right of withdrawal. Nevertheless, the insurance wants to claim the increased contribution for the period incurred (always about 5 months!). If I had known this at once, I would never have completed there. I did not have the 5 months asked the broker as well as the insurance center several times, where the police remained and was constantly comforted. (So slowly I have the impression it was method behind it.) Am I now obliged to pay the increased contribution, although I have not to answer the delay? Thanks and greetings Donnerschlag