Hello, had an accident today. Unfortunately, I hit someone who overtook me shortly before, is on my trail (2 lanes federal road) and then slowed down to get to the right of the bend lane. Could not stop completely and I am pure. I have a witness and he also confirms that I am innocent. Police say the same, because the opponent practically cut me and I could not have done anything to avoid the accident. The opponent understands zero German and his colleagues (all in all with driver 4 people) are only bad. Are Poles or Russians. Have also only stupid stuff lad and was not really sensible. Opponents rejected warning money and now it comes to court. Now to my problem. Car is insured VK. My insurance meant, if I have now repaired, that must pay my VK, so the 500 € SB and I will be upgraded from next year. Normal I would be SF 4 from 1.1. and that will then be SF 1. I w w If I were not to be responsible, I would be reimbursed for the costs paid and then then downgraded accordingly. Option would be to wait until the matter is decided and then to have it done, but that would probably take months. Will I now only be upgraded in the UK for the damage if I have repaired, or also in liability? What are the chances in court if the police and the witness confirm my view that I am innocent? ? Although I was driven up, but I was not able to stop in the situation. How long can such a procedure take?