I, 19 years, for 2 years in possession of a driver’s license (driver’s license with 17), participated in the accompanied driving, drive regularly with my mother’s car, about 8000km a year, let me calculate with several comparison pages on the internet times the “favorable” tariff. For test purposes I took a 2002 Golf IV with 75 hp (petrols). Only I have the feeling that something goes wrong. If I assure the car quite normal on me the contributions are lower than if I assure my father (many drivers, 25 years accident-free). In both cases I would have to pay about 1500 euros a year with the best insurance, even if I only take liability. So something is not quite right. What would you say it would cost me to insure the “test car” about my father? I am grateful for every realistic estimate.