Hello! I’m afraid that this question has been asked several times, but I couldn’t find a suitable topic for it so far. So I apologise earlier for my search expertise This morning I found out that an elongated scratch on the rear fender was created.The paint has burst off in one place and the scratch pulls about 20 cm. I’m pretty sure that it was created in the New Year’s Eve, because the scratch with a white S If I understood the insurance conditions correctly, the partial cassock occurs for such damages. I simply reported the damage and sent pictures of it there. I would be interested in the following: how does the insurance assess whether the damage was really caused by a fireworks body? It could also be a parking rempler. I type that painting in a contract workshop with everything around it. Does the insurance in case of such minor damage check at all how the scratch came about? An expert would have to get there. So is it to be expected that the insurance will wink through the damage without a closer examination, or will it turn on an expert? I would be the same, I just care what the procedure is like. Thanks and a lot of greetings