Unfortunately, it has caught me now and someone has scratched my car. On both fenders an elongated scratch, as well as on the tank cover and 2 pieces on the trunk. The scratches go up to the tin, can not be compensated according to the first opinion of the workshop with only loops, so that a complete repainting is possible. Costs for this have been estimated with approx. 130€. The car is a new car, in August 2006 registered and with comprehensive insurance. Currently I have with my insurance (Helvetia) 120%. What would come to me cheaper to pay the paint from my own pocket, or to report the damage and to be upgraded for it?