What do XC90 drivers choose?

Basically Volvo drivers are probably more concerned about safety than others, after all this image adheres to the Swedes tanks. So if you are faced with the choice: safety feature or rather performance/optics, what would you choose to do? prefer PDC, than wooden steering wheel? switch off airbag or protective plate at the rear? laminated glass or wider tyres? xenon light or design package? Or do you whistle on it and just take everything? Greeting Martin