Question on special conditions premium light.

Hello, Can anyone ever give me the following sentences in German? The individual damage history of the insurance contract during the term of the contract does not affect the amount of the insurance contribution. However, the actual damage history will be taken into account after the end of the contract future insurance contracts. —–Ende——- vehicle is financed by the VW bank. Does this mean that if I now report for example a comprehensive damage the insurance contribution does not increase. But if I the insurance cancels/changes, will I be classified worse with the other insurance? This is not a discount saver or what they call it?