Unfortunately, I have to take care of a liability damage to the family car again after my wife’s old car had to be replaced by an accident at the end of last year. Up to now, the accidents have always been with older cars over 5 years and 100 tkm, where usually no impairment was any longer relevant. Therefore, my question would be in which areas the impairment usually moves. So far, I assumed from 10% of the damage amount, but have already lower The damage affects our new Opel Astra ST from 12/2015 with 6 tkm. Obviously damaged is front door left, rear door left, frame left, fender left, bumper rear left and rim as well as if necessary tires rear left as strip damage, with frame and back door slightly pressed in. U.U. is also something to the HA, but the expert has to look at it first on stage, but I hope not. From the belly I guess 5 t€. The accident has only just happened and the insurance company still wants to question the police file and the causer of the accident. However, there are witnesses for the approach and the causer has driven from a private parking lot to the main road and had a too large turning circle and thus came to the counterroad. The second question concerns the replacement car. The workshop wants to ask us from now on a replacement car, even if the repair is only done in a As we have always claimed the loss of use so far, I lack the assessment whether the insurance company pays the replacement car in the case of a car ready for driving. My stomach says no or only for the duration of the repair, so I would not like to sit on the costs, even if the workshop has verbally assured to settle this. So far I have no experience with the workshop, except that we have the Last but not least, the question is whether I should hire a separate expert, but I haven’t found a good one on site, or I can trust the expert of the workshop, if we will probably assign the damage anyway for repair or exchange the car and take a new one if necessary.