Hi! I am currently on the COSMOSDirekt and should pay for next year approx. 940 € HP + TK SB 150 (from next year SF 1). Now I have started a few search engines again and came with these search engines on more attractive conditions.http://www.aspect-online.de (issues VHV approx. 805 €)http://kfzversicherung.financescout24.de/fwd/fs24/kfz.jsp (HDI24 base approx.785 €) Then I started the tariff calculator of the respective insurances and am there however on erh My question is, how do these sharp deviations come to be? I can understand that the comparative sports contracts have and partially distribute premiums, but 200 € difference? Can anyone explain this to me if necessary? Can I still click on “apply contract” there without any risk, or do you have to expect that you will get a lot of money later? east gets pushed up? Thanks a lot, el gerrito