Hello together, first of all, it’s different and second than you think. I have a new car due relatively quickly. As I’m not really informed about the subject of credit, I try this way and hope for experiences of individuals here in the forum. I would have to finance 10,000€ – 15,000€ somehow, because I want to buy a new car before my old one goes back. Basically, there are several possibilities – without valuation: – Dispo (~6.9% interest) – Herstellerbank (will be weigig bei Gebäuten) – Auto credit in general – Consumer credit Now there is the nice advertising with credits + negative interest, which makes me curious, knowing that only a very specific circle of perones can be considered for it. Of course you could now rattle off all portals and destroy yourself the Schufa (is that really so, no idea?) or jmd, has a tip. I think entpr. credit rating is available (Schufa score very good I would say and is about 9 years no loans o,ä,). search is: -credit framework: 10-15,000€ – term: at least 3 months, the highest no matter what the lowest interest rates promise. The possible short term therefore, because I unfortunately need a new car before I return my old one, therefore the “gap”. – interest rate max 1.9% Ev. has jmd nn Tip. VG Jochen