Hello friends! I was unfortunately involved in an accident last night. I was on the highway when I was hit by debris flying around, which completely destroyed my side mirror and still caused many scratches on both sides of the vehicle. When the police arrived, it was published that there was a big chain accident in the opposite direction, from which the debris parts came. I already got a file number from the police and late At first the day after tomorrow I get the names and marks of the persons involved in the accident. Since I was hit by debris parts, and it will most probably be impossible to determine from which car these parts come, I am not at all sure if anyone would take over my damage costs. Of course I want to replace the side mirror as soon as possible. However, I can live with the paint damage for a while. Since I am now financially difficult If the insurance would not pay, then I would rather repair the mirror myself. But if it turns out later that they would pay, they would also refund the costs for a city repair, wouldn’t they? Besides, in such cases the costs are reimbursed from a cost estimate or only from invoices for repairs already carried out? Thank you for your help in advance!