Audi private leasing or balloon financing

Hello, I’m thinking about financing my new car by the following ways: Audi A5, 150 hp, diesel, factory service car from Audi and 13,000 km Price: 32,000 € mileage: 3 years and 15,000 km per year 1. Financing: Rate with inspection and also rate protection 360€ But almost 26,000 € Final rate 2. Leasing: Rate with inspection but without CAP for 400€ No closing rate I definitely want to return the car after 3 years to have no repair costs etc. What does in my F We all don’t know where the road currently leads with internal combustion engines. And the final rate, should I take the car or the value be clearly below it, should be further financed. I don’t want the residual value to be well below the final rate, and then I pay a lot of money on it. I don’t have a spent return value, according to the seller, the dealer doesn’t want to take the risk. What should I do? When leasing, the car doesn’t belong to me, but it doesn’t matter. At least I don’t have to worry about the market development and also about the residual value. Thank you.