Moin, does anyone here have any idea of insurance law? I got mail today from the car liability. Background: April 2006 I have a self-inflicted accident, am in the guardrail of the A40. Everything reported, but never heard anything.The guardrail was replaced April 2007. Now comes a letter: reported damage, please pay for 2007 still the following amount. No offer to buy back, no reference which damage. Is it right for me already for 2007 retroactively higher zus Not only from damage regulation? Limitation would have been also at 3 years? MfG Joe