I will change my job soon and have the following options in the new job: Car Allowance ~800 EUR Gross and 0.3 EUR / Kilometer Or a company car: all paid (A3 / A4 level) – I guess that’s about 35K / 40K worth. On the first model I would get gross almost 10,000 more, but must finance the car / workshop / insurance etc., however, that’s my car at the end. The company car costs me about 140 EUR per month from my net income n ( 40,000 x 1% x 35%) This means that I have about 550 EUR available (~400 EUR Net + 150 company cars “Net Negative” On paper, the company car is probably better, because almost all carefree and keep a super brilliant car. But also a car that I would never have bought. I would otherwise finance a 15-20K golf, i.e. my net assets will go up as I can call over a few years yes car my own, which then maybe still worth 8K I can’t judge the performance of the car, but I guess that’s 25,000 p.a. (I don’t have a work path either) Long speech, short meaning – I think I’m financing a somewhat temperate car myself and I don’t think I’m getting better after a few years, or what do you think? Of course, company cars are out of sight, from the point of view…