Hello! Who has the same / similar problem with the HUK24: In Dec 09 I had a comprehensive damage, currently handled via the HUK24, by “Discount Tretter” there was no increase of the damage freedom classes. In Nov 10 I got the notification / invoice for 2011 incl. designation of the damage freedom classes. For various reasons I wanted to change the insurer, and am now, from 01.01.2011, at the Zurich! Among other things I was happy about about about about 80 € cheaper tariffs – but push cake – after the Zurich received the freedom of damage classes from the HUK24 again 100 € were placed on top and the freedom of damage classes increased. Reason of the HUK: “Dear Mr xxx thank you for your e-mail. You had entered into a contract with us with our discount protection. Through this discount protection you have freed one damage per year and there was no downgrading. However, we have pointed out that this discount protection applies only to us and with For this reason, taking into account the liability and comprehensive damage of 01.12.2009, we were able to confirm only the damage-free class (SF) 6 in the liability and SF 8 in the comprehensive. Unfortunately, another confirmation to your after-insurance is not possible. Sincerely, your HUK24 The online insurance” Does someone like said have similar problems and know advice? I keep the conduct of the HUK24 f No doubt about it!