Good day dear forenuser, I bought an Audi A4 b5 Bj 1996 last week and would like to assure him that I am 19 years old and have been driving with my parents’ BMW for over a year now, my parents have already insured a Mercedes and the BMW as a second car. My question is exactly how this works with the insurance if I would insure my Audi about my parents, I already Googled a little bit but I have somehow not yet become quite smart n why I opened this thread here (Sufu I also used ) As far as I know, you could have the third car insured as a “second car” in principle, am I right there? My father is worried if I would build an accident with my Audi, that his other two cars would be upgraded in the SF and he would pay more, is that so or would only the insurance for my car be upgraded? What else do I know? n for now my questions, thank you for the answers mfG Kevin